Michigan Lawyer Aaron Larson

Your Rights Under Michigan No Fault Law

Important Notice

The following information is a summary of Michigan No Fault law. It is not intended to cover every aspect of No Fault Law, and it may not reflect the latest changes in the law. If you believe you have a claim under Michigan's No Fault law, please have your claim reviewed by a qualified attorney.

If you have been in an auto accident in Michigan, you may be wondering what effect Michigan's no fault insurance law has on your rights.

The purpose of this article is to provide an overview of your rights and remedies under Michigan no fault law. If you speak to a lawyer or insurance agent about your car accident claim, you may hear about your "first party" and "third party" claims. This confusing language is short-hand for whether you are making a claim for medical benefits with your own insurance company ("first party"), or if you are making a claim for pain and suffering resulting from your injuries against the driver of another car ("third party").

In seeking assistance after a car accident, it is very helpful to consult with a lawyer who is familiar with Michigan's auto accident laws. Insurance companies for people who cause accidents will attempt to avoid paying damages, and may offer inadequate settlement offers to unrepresented persons - if they make an offer at all. Your own insurance company is unlikely to fully inform you of the benefits you are entitled to receive under Michigan No Fault law, and many insurance companies have been known to deny or cut off benefits to people who are legally entitled to receive them. An experienced lawyer can help you protect your rights.

To learn more about your rights to medical coverage, rehabilitation, lost wages, and replacement services under "first party" Michigan No Fault Law, please review the following document:

To learn more about your ability to recover damages from the driver of a vehicle that causes a car accident, under "third party" Michigan No Fault Law, please review the following document:

For information about what to do after an auto accident, please review the following document:


The information contained in this web site is provided as a public service. While the information on this site is about legal issues, it is not legal advice or legal representation and should not be relied upon as legal advice. Because of the rapidly changing nature of the law, we make no warranty or guarantee of the accuracy or reliability of information contained herein or at other sites to which we link. As legal advice must be tailored to the specific facts and circumstances of your case, information cannot substitute for the advice of competent legal counsel.

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Mr. Larson does not seek clients from outside of the state of Michigan. If you require legal advice, please contact an attorney licensed to practice in your state. We will be happy to assist you, if possible.